The buy to let mortgage specialists

5 Star Reviews Google Reviews Here are just a few of the ways that we can help...

  • Buy to let mortgage

  • Limited company mortgage

  • HMO mortgage

  • Semi-commercial mortgage

  • Portfolio landlord mortgage

  • Expat mortgage

  • Overseas investor mortgage

  • Buy to let FTB mortgage

Request your BTL mortgage quote today

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MORTGAGE QUOTE

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Your information will be held in accordance with the General Data Protection Regulation. We will use the personal information to contact you to discuss your query and our services. We will not use the data you supply to us through this page for marketing purposes.

Read Our Latest Google Reviews...

5 Star Review I have used Justin for a couple of transactions, and lots of snippets of advice in between. He takes a very practical approach, ensures he understands our underlying objectives, and comes up with various options accompanied by full explanations, pros & cons, and respective price/cost implications.

In particular, our first transaction with him was particularly tricky, with other brokers unable to get it across the line.

Justin took it on without any fuss, and made the whole thing seem simple and move smoothly. I see myself continuing to use his services for the foreseeable future. I just wish all brokers/advisers were this helpful and thorough.

ADAM DAVIES

5 Star Review I have found Justin Whitelock to be extremely professional and would not hesitate to recommend his services. Always available and helpful throughout the process. Very impressive!

JAMES MOYSES

5 Star Review I have known Justin Whitelock for two and a half years. During this time, he has arranged five mortgages for me and each time he went through with thorough diligence and advised me of alternatives. On each occasion, advice and actions were timely and I was oered best rates that suited me. He took away all the headache in arranging a mortgage and I have no hesitation in recommending him.

MAKARAND OAK

Mortgage London

Why mortgage London?

At Mortgage London our primary focus is to ensure all clients receive straight forward answers. No obligation and no upfront fee.

If it’s a quick 2 minute call to discuss a specific question or an hour long 1:1 meeting at one of our London based offices, we are happy to oblige. Our sole focus - that at the end of the meeting you have a much clearer picture of your options available and the direction in which you wish to go.

We are directly authorised so have full access to all lenders/banks. In short, this means we are not tied or restricted to any mortgage clubs or lenders. This ensures we find you the very best product to suit your requirements and future plans.

Below are just some of the lenders/banks we currently work with;
Mortgage London

Frequently Asked Questions

Do I need to pay for any initial advice?

Certainly not, we pride ourselves on making sure that clients pay nothing upfront.

Once future actions have been agreed we will proceed. If a fee is to be charged the amount will be fully disclosed upfront and payable either on mortgage completion or at the point of the full BTL mortgage offer being issued.

If my credit rating is poor can I still get a BTL mortgage?

Generally yes! First we would need to see your credit report. Once reviewed we can decide upon the best course of action.

Am I able to change my residential mortgage into a BTL mortgage?

In most cases this is fine. Understanding your future intentions is key to this process. Usually clients looking to do this are planning to rent their current home and purchase elsewhere. This is known as a let to buy mortgage.

Will the fact that I have a low income affect my BTL mortgage application?

No, it will not affect your mortgage application. Several of the high street lenders do have a minimum income of £25,000. This could mean that have fewer options available for your application.

Can I still rent if I only have a residential mortgage on my property?

In this case you will need to speak to your current mortgage lender before renting your property. It is of paramount importance to ask for their consent otherwise you will be in breach of your existing mortgage contract.

Any further questions?

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Your information will be held in accordance with the General Data Protection Regulation. We will use the personal information to contact you to discuss your query and our services. We will not use the data you supply to us through this page for marketing purposes

Mortgage Quote

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Your information will be held in accordance with the General Data Protection Regulation. We will use the personal information to contact you to discuss your query and our services. We will not use the data you supply to us through this page for marketing purposes

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Your information will be held in accordance with the General Data Protection Regulation. We will use the personal information to contact you to discuss your query and our services. We will not use the data you supply to us through this page for marketing purposes
Mortgage London is a trading style of City Finance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered office address: Tower 42 Tower 42, 25 Old Broad Street, London, England, EC2N 1HN. Registered in England and Wales, Company number 09881116.Some types of buy to let mortgages may not be regulated by the Financial Conduct Authority. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.